HECM Resources Home Resources Reverse Mortgage Education Project Alternatives Counseling Requests FOR COUNSELORS FOR LENDERS En Español    Home Equity Conversion Mortgages (HECMs) are federally-insured reverse mortgages. For consumer information on reverse mortgages, go to www.aarp.org/revmort. (TIP: To see all the pages on this topic, click on each of the subtopics under Reverse Mortgages on the left side of the page at www.aarp.org/revmort, and then on all the pages within each subtopic.) This HECM Resources site is provided by the AARP Foundation's Reverse Mortgage Education Project. The Project is funded by AARP and the U. S. Department of Housing and Urban Development. AARP does not endorse any reverse mortgage lender or product. But it wants consumers to have the independent information they need to make informed decisions about these loans and other, less costly alternatives.