Home Equity Conversion Mortgages (HECMs) are federally-insured reverse mortgages.  This site provides information regarding required counseling for HECM loans.

For basic consumer information on reverse mortgages, and a reverse mortgage calculator, go to www.aarp.org/revmort.

This HECM Resources site is provided by the NeighborWorks® America's Reverse Mortgage Education Project (RMEP) presented by NeighborWorks® Center for Homeownership Education and Counseling (NCHEC).